General information about BANK

Public Joint-Stock Company "Integral-bank" (in abbreviated form: PJSC "Integral-Bank") is a universal bank establishment offering a full complex of services on domestic and foreign financial and credit markets. The bank has been created by the decision of founders on April, 21, 1994 and registered by the National bank of Ukraine on September, 30, 1994 (registration № 250) in the form of public joint-stock company.

Bank Requisites

Ukraine, 03680
Kiev-MSP-680, Prospect Peremohy, № 52/2
phone (38044) 456-24-10; phone/fax (38044) 455-5157
E-mail: info@integral.com.ua
Registration authority, date, number: National bank of Ukraine, 30.09.1994, № 250
Correspondent Account № 32007186101 in the Main Board of the National bank of Ukraine for Kiev and Kiev Region
Bank's Code : 320735
Identification code: 22932856
Code of VAT-payer : 229328526658
Теlex: 131205 ENRAN UX
SWIFT Code: ITGR UA UK

Management

President of the Bank: Bovsunovsky Andriy Yuriovich

Reception phone 241-75-76, ph./fax 455-51-27

Chairman of the Board: Mihaylishin Stanislav Oleksandrovych

Reception phone 241-75-760, ph./fax 455-51-27

The First Vice-Chairman of the Board: Kurnat Ludmila Oleksandrivna

Reception phone 456-24-10, ph./fax 455-51-27

Shareholders

10 legal persons who share 57,93% and 67 physical persons who share 42,07%.

Authorized fund, capital

The authorized fund, registered and paid, amounts 100 000 000 hryvnas. The bank capital comes to 123 514 000,00 hryvnas.

Licenses

The Bank works on the basis of the following documents:

• banking license № 81 dated August, 25, 2010;
• permission № 81-1 dated August, 25, 2010;
• license of the State Commission for Securities and Stock Market on the activities as follows:
  • securities issue and turnover (licenses АГ № 399205, АГ № 399206, АГ № 399207 dated September, 10, 2010);
  • depository activity as the securities custodian (license АГ № 399208 dated September, 10, 2010);
  • conducting of the register of inscribed stock holders (АГ № 399209 September, 10, 2010),which allow to carry out the following bank operations.

Bank offers:

• Various types of deposits for legal persons.
• Opening and keeping clients' current accounts as well as cash transfers.
• Investment of the borrowed funds on the bank's behalf, on the bank's own conditions and on its own risk.
• Providing of guarantees and vouchers as well as other liabilities from the third parties to be executed in monetary form.
• Acquiring of legal claim to fulfill the liabilities for the goods delivered or the services rendered, assuming the risk of execution of such claims as well as reception of payments (factoring).
• Leasing.
• Services on safe custody and renting of safes for valuables and documents keeping.
• Drawing, purchase, sale and service of checks, bills and other circulating payment instruments.
• Issuing of bank payment cards and operations with these cards usage.
• Providing consultation and information services in sphere of banking operations.
• Purchase and sale of securities under the orders of customers.
• Carrying out of operations on securities market sui juris (including underwriting)
• Operations with currency values:
  • non-trade transactions in foreign currency;
  • keeping of foreign currency accounts for customers (residents and non-residents) and Ukrainian currency accounts for non-resident customers;
  • attraction and placement of foreign currency at the exchange market of Ukraine;
  • attraction and investment of a foreign currency in the international markets;
  • other operations with currency values in the international markets.
• Issuing of own securities.
• Transportation of foreign currency values and collection of money.
• Transactions under the orders of customers or sui juris transactions in:
  • money market instruments;
  • instruments based on exchange rates and interests;
  • financial futures and options.
• Management of trust funds and securities under contracts with legal and physical persons.
• Depositary activity of securities custodian.
• Activities concerned with keeping books of persons holding registered securities.

Organizational structure

The bank has 5 branches located in Kyiv and 16 branches located in Kyiv Region.

Top management

Тоp-management PJSC "Integral - bank" is the team of professionals having wide experience of practical work in banking system which provides realization of development strategy of the bank in interests of its shareholders and clients.

The president of bank - Bovsunovsky Andriy Jurijovych

Chairman of board - Mihajlishin Stanislav Oleksandrovych

The First Vice-Chairman of the Board - Kurnat Lyudmila Oleksandrivna

The bank security caunsellor of Chairman - Kotov Vadim Mykolajovich

The chief accountant - Yusikainen Dmitro Yuriejovych

The personnel

As of 31.09.2010 194 persons work in PJSC "Integral-bank", among them:

• Men of – 39%
• Women of – 61%
• Employees with higher education – 77%
• Average age of employees - 37 years

Membership in interbank associations, stock exchanges, associations:

• Association of the Ukrainian banks
• The inter-regional share union
• Over-the-counter share trading system
• The Ukrainian interbank currency stock exchange
• Fund of warranting of contributions of physical persons

Telecommunication, information, payment systems and a communication facility.

• REUTERS
• TELEX
• S.W.I.F.T
• NBU e-mail system

The auditor

Auditor of PJSC "Integral-Bank" is Joint-Stock Company « AF Kiev audit group».

The main clients of the bank

Nowadays the client base of bank counts more than 4200 clients. Among partners and big clients of the bank - Joint-Stock Company "Enran", which consists of such structures as: Enran-ZLK, Enran-Akros, Enran-Amor, Enran comfort, Enran-Telecom, engineering center Ecostrum. Other large clients of the bank are such companies as "Unitrade"; "Everest"; joint-stock company "Syntes"; Aluminium factory in Brovary; the Factory "Zvarka"; "Dniproplast"; Bug and Rozdol beer factories, "Vorsklanaftagas" association and etc.

PJSC "Integral-Bank" serves such industrial and trading segments of Ukrainian economy:

The furniture industry; windows manufacture; the beer industry, telecommunication technologies; the chemical industry; manufacture of Ukrainian computers and computer accessories, insurance business; building; large wholesale trade and a network of leading computer stores, office equipments, footwear, pharmaceutical preparations, cosmetics etc.